They say that 2018 will be the year that South Africa will shine, however many of us are still recovering after our December holidays.  Many have opened new loans or loaned money from family members, all of this adds up. Now that “Janu-worry” is about to end, it is time to rein in your finances and take control!

The best way to take control of your finances is to know exactly what goes into your account, and what goes out.   We have created a great budget calculator sheet that will allow you to fill out your monthly income and outgoings, and never fall behind again!

Download the Spartan Budget Sheet here:

How to use:

  1. Download our editable Budget Calculator PDF and Fill in the appropriate boxes and then work out the total for each section.
  2. Once you’ve filled in each of the steps, you can the form will automatically add up all the fields by taking all of your total outgoings from your total income.
  3. You are then left with your total remaining for the month.
  4. If you are left with a negative number, you may want to review your budget planner.